Plan the month before it begins. Estimate what comes in, decide what goes out, and name the saving goal you protect first. One page, once a month.
| Source | Estimate |
|---|---|
| Allowance / chore pay | |
| Job or gig pay | |
| Gifts or other income | |
| Total income |
| Category | Planned |
|---|---|
| Savings (pay yourself first) | |
| Giving or family share | |
| Food and snacks | |
| Transport | |
| Fun and entertainment | |
| Anything else | |
| Total planned |
| Total income | |
|---|---|
| Minus total planned | |
| Left over (or short) |
Left over? Move it to savings. Short? Cut one category before the month starts — decide now, not when the money is gone.
| Goal: | |
| Amount needed: | |
| By when: |
Tip: review this page with a parent or facilitator on the first day of the month and again on the last day. The review is where habits form.
Preparation Station — free printable resource. Preparation Station is operated by Nationwide Acquisitions, LLC and is an approved TEFA Marketplace vendor. Free resources are for educational convenience, not offerings for sale.